Our terms & Condition
Introduction
Welcome to Harsiddhi Finance & Investment 999 (referred to as "Company"). These Terms and Conditions ("Terms") govern your access and use of our website, services, and offerings. By accessing our website or using our services, you agree to comply with these Terms. If you do not agree, you must discontinue use immediately.
Definitions
- "We/Us/Our" refers to Harsiddhi Finance & Investment 999.
- "You/User/Client" refers to any individual or entity accessing or using our services.
- "Partner Bank" refers to third-party banks or financial institutions with which we collaborate to facilitate loans.
Services
The Company provides loan consultancy services, assisting clients in obtaining loans such as home loans, car loans, tractor loans, commercial vehicle loans, and other financial services. We act solely as an intermediary between clients and partner banks. Loan approval or rejection is solely at the discretion of the respective partner banks.
Eligibility Criteria
To use our services, you must:
- Be at least 18 years old.
- Provide accurate, up-to-date, and complete information during the loan application process.
- The Company reserves the right to terminate services if false or misleading information is detected.
User Obligations
You agree to use the platform and services only for lawful purposes.
You must not:
- Engage in activities that disrupt, damage, or harm the platform.
- Provide false, inaccurate, or misleading financial or personal information.
- Violation of these obligations may result in legal action and termination of services.
Payment Terms
- The Company may charge consultancy or processing fees, which are non-refundable unless explicitly stated otherwise.
- Any additional fees or charges levied by partner banks will be communicated upfront and must be settled directly with the respective institution.
Limitation of Liability
The Company shall not be liable for:
- Loan rejection by partner banks.
- Delays in processing caused by external factors.
-Any financial loss resulting from inaccurate or incomplete information provided by the client.
Our liability is limited to the consultancy fees paid by the client.
Third-Party Links
Our website may include links to third-party websites. The Company is not responsible for the content, privacy policies, or practices of these external sites.
Data Privacy
The use of personal data collected is governed by our Privacy Policy. By using our services, you consent to the collection, storage, and processing of your data as outlined in the Privacy Policy.
Dispute Resolution
Any disputes arising out of or in connection with these Terms will be resolved through arbitration in Ahmedabad, Gujarat, in accordance with the Arbitration and Conciliation Act, 1996. The decision of the arbitrator shall be final and binding on both parties.
Governing Law
These Terms are governed by and construed in accordance with the laws of India. Any legal proceedings will be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat.
Changes to Terms
The Company reserves the right to modify or update these Terms at any time without prior notice. Continued use of our services implies acceptance of the updated Terms.
